[et_pb_section fb_built=”1″ _builder_version=”4.20.0″ _module_preset=”default” background_image=”https:\/\/www.insuracareplus.co.uk\/wp-content\/uploads\/2023\/02\/background.png” custom_padding=”70px||0px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.20.0″ _module_preset=”default” custom_padding=”0px||0px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.20.0″ _module_preset=”default” header_text_color=”#373e66″ header_font_size=”40px” custom_margin=”||35px|||” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_divider divider_weight=”2px” _builder_version=”4.20.0″ _module_preset=”default” width=”30%” module_alignment=”center” custom_margin=”||24px|||” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,2_3″ _builder_version=”4.20.0″ _module_preset=”default” custom_padding=”||100px|||” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text ul_type=”circle” _builder_version=”4.20.0″ _module_preset=”default” text_line_height=”1em” ul_line_height=”2.1em” background_color=”#FFFFFF” custom_margin=”||||false|false” custom_padding=”30px|30px|30px|30px|false|false” sticky_position=”top” sticky_offset_top=”80px” hover_enabled=”0″ border_radii=”on|10px|10px|10px|10px” box_shadow_style=”preset3″ global_colors_info=”{}” text_font_size=”14px” sticky_enabled=”0″]<\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”2_3″ _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.20.0″ _module_preset=”default” header_3_text_color=”#373e66″ header_3_font_size=”24px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n
Any policyholder must be less than 86 years old, but over the age of 18.<\/p>\n
[\/et_pb_text][et_pb_divider _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.20.0″ _module_preset=”default” header_3_text_color=”#373e66″ header_3_font_size=”24px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n
Yes, as long as the\u00a0main policy holder<\/em> is within the age limit (18-86) at the inception of the policy.<\/p>\n [\/et_pb_text][et_pb_divider _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.20.0″ _module_preset=”default” header_3_text_color=”#373e66″ header_3_font_size=”24px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n Yes, as long as the\u00a0main policy holder<\/em> is within the age limit (18-86) at the inception of the policy, we can provide cover for even those as young as newborns.<\/p>\n [\/et_pb_text][et_pb_divider _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.20.0″ _module_preset=”default” header_3_text_color=”#373e66″ header_3_font_size=”24px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n Yes, your cover allows you to see a private GP either in-person or online via video chat.<\/p>\n [\/et_pb_text][et_pb_divider _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.20.0″ _module_preset=”default” header_3_text_color=”#373e66″ header_3_font_size=”24px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n We do not cover routine dental or procedures such as hygienist services, check-ups, or cosmetic dental surgery.<\/p>\n [\/et_pb_text][et_pb_divider _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.20.0″ _module_preset=”default” header_3_text_color=”#373e66″ header_3_font_size=”24px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n Traditionally, health insurance renewal premiums are calculated by age, inflation, and usage on the policy within the 12 months prior to the renewal date. Our 5 year ‘No Increase’ guarantee ensures that you do not have an increase based on usage and claims, but instead only medical inflation and age.<\/p>\n [\/et_pb_text][et_pb_divider _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.20.0″ _module_preset=”default” header_3_text_color=”#373e66″ header_3_font_size=”24px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n No, we do not require a medical test or appointment before you join InsuraCare<\/strong> as a new member.<\/p>\n [\/et_pb_text][et_pb_divider _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.20.0″ _module_preset=”default” header_3_text_color=”#373e66″ header_3_font_size=”24px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n Yes, you can cancel your policy at any time. If you cancel within 14 days of the policy start date or renewal and haven’t made any claims, we’ll refund you the full premium.<\/p>\n [\/et_pb_text][et_pb_divider _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.20.0″ _module_preset=”default” header_3_text_color=”#373e66″ header_3_font_size=”24px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n Yes, you’ll need a referral from a GP in order to claim. If you see your GP or have a video consultation with one via the Digital GP app and they want you to see a specialist, tell them you have private health insurance with\u00a0InsuraCare.<\/strong> They’ll then give you a referral to see a specialist.<\/p>\n If you ask for an open referral, we can help you find a hospital and specialist that’s covered by your policy.<\/p>\n Remember to always start a claim by calling us first,\u00a0before<\/em> you have any tests or treatment, so that you know if your treatment is covered or not.<\/p>\n [\/et_pb_text][et_pb_divider _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.20.0″ _module_preset=”default” header_3_text_color=”#373e66″ header_3_font_size=”24px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n If you need to make a claim on your health insurance, we’re here to help. Once you’ve been referred by your GP, you can start a claim [insert text here, check details with NF]<\/strong> or by calling us. We’ll just need to know your symptoms, when they started, and what you’ve been referred for.<\/p>\n [\/et_pb_text][et_pb_divider _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.20.0″ _module_preset=”default” header_3_text_color=”#373e66″ header_3_font_size=”24px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n Yes, you can make certain changes to your personal or policy details at any time. This might include changing the name, title, or address of anyone on the policy; correcting any information shown on the policy schedule; or removing members from the policy.<\/p>\n To tell us about any changes, you can call us on\u00a0[insert Best\/InsuraCare number here (check which with Bradley)]<\/strong>.<\/p>\n At renewal, you can increase or decrease your cover level, as well as add\/remove an excess to or from the plan. We’ll need to check your claim history before deciding if we can make these changes and how it might affect how much you pay.<\/p>\n [\/et_pb_text][et_pb_divider _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.20.0″ _module_preset=”default” header_3_text_color=”#373e66″ header_3_font_size=”24px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n No, you cannot use your policy outside of the United Kingdom.<\/p>\n [\/et_pb_text][et_pb_divider _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.20.0″ _module_preset=”default” header_3_text_color=”#373e66″ header_3_font_size=”24px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n Premiums are affected by medical inflation and your age. Everyone grows older yearly, so the premium will reflect both your increased age and any medical inflation.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Frequently Asked QuestionsFrequently asked Are there any age limits? Can my children, family, and dependents be covered? Even if they’re a newborn? Will I be covered to see a private GP? Can I get dental cover? Do I need a medical appointment or assessment to join? Can I cancel my policy if I relocate from […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-261","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/insuracareplus.co.uk\/index.php\/wp-json\/wp\/v2\/pages\/261","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insuracareplus.co.uk\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/insuracareplus.co.uk\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/insuracareplus.co.uk\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/insuracareplus.co.uk\/index.php\/wp-json\/wp\/v2\/comments?post=261"}],"version-history":[{"count":9,"href":"https:\/\/insuracareplus.co.uk\/index.php\/wp-json\/wp\/v2\/pages\/261\/revisions"}],"predecessor-version":[{"id":291,"href":"https:\/\/insuracareplus.co.uk\/index.php\/wp-json\/wp\/v2\/pages\/261\/revisions\/291"}],"wp:attachment":[{"href":"https:\/\/insuracareplus.co.uk\/index.php\/wp-json\/wp\/v2\/media?parent=261"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Even if they’re a newborn?<\/h3>\n
Will I be covered to see a private GP?<\/h3>\n
Can I get dental cover?<\/h3>\n
Can you explain the 5 year ‘No Increase’ contract?<\/h3>\n
Do I need a medical appointment or assessment to join?<\/h3>\n
Can I cancel my policy if I relocate from the UK or decide it is not for me?<\/h3>\n
Do I need a referral from a GP to claim?<\/h3>\n
How do I make a claim?<\/h3>\n
Can I change my policy mid-term?<\/h3>\n
Can I use my policy abroad?<\/h3>\n
Will my health insurance premiums change every year?<\/h3>\n